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05, with a complete payback quantity of $one,800.93 which including the three% rate compensated in the personal loan sum, might have a total cost of $255.ninety three. Agent 19.99% APR. When you borrowed $5,000 about a 38 month time period along with the loan had an 6% origination fee ($300), your every month repayments could be $182.seventy four,